Marketing Practices Disclosure
Effective Date: February 23, 2026
This Marketing Practices Disclosure ("Disclosure") describes the marketing, advertising, and communication practices of CCFI Finance LLC ("Company," "we," "us," or "our") in connection with the CCFI Finance - Cash Advance mobile application, website, landing pages, and related services (collectively, the "App"). This Disclosure is intended to provide transparency regarding how marketing communications are delivered and how users may control their preferences.
This Disclosure should be read in conjunction with our Privacy Policy, Terms of Use, Rates and Fees Disclosure, Responsible Lending Policy, and E-Consent.
1. General Marketing Principles
The Company seeks to engage in marketing and advertising practices that are lawful, transparent, and designed to provide users with clear and non-misleading information. Our marketing efforts are intended to inform users about the App's features, available financial tools, and third-party financial product offerings.
We do not knowingly engage in deceptive, misleading, or unfair marketing practices and strive to comply with applicable federal and state consumer protection and advertising laws.
2. Nature of Marketing Communications
Marketing communications may include, but are not limited to:
- Promotional messages regarding App features or updates
- Notifications related to subscription offerings
- Information about third-party financial products or services
- Educational content related to financial topics
- Surveys, feedback requests, or promotional campaigns
Such communications may be delivered through email, SMS, push notifications, in-app messages, digital advertisements, or other electronic means, subject to applicable law and user preferences.
3. Third-Party Financial Product Advertising
The App may display marketing materials, offers, or advertisements for financial products provided by third parties, including lenders, credit card issuers, and insurance providers.
The Company is not responsible for the content, accuracy, or legality of third-party marketing materials. Any third-party product information is provided by the applicable provider, and all terms, rates, and conditions are determined solely by such provider.
Display of an offer within the App does not constitute an endorsement, recommendation, or guarantee by the Company.
4. Compensation and Commercial Relationships
The Company may receive compensation from third-party partners in connection with marketing or referral arrangements. Such compensation may be based on user interactions, clicks, lead submissions, or completed applications.
Compensation arrangements do not influence the accuracy of information displayed but may affect the order, prominence, or availability of certain offers within the App.
5. Targeted and Personalized Advertising
The Company and its marketing partners may use information collected through the App to deliver advertising that is tailored to user interests or preferences. This may include the use of cookies, SDKs, pixels, or similar technologies.
Targeted advertising practices are subject to applicable privacy laws, including the CCPA where applicable. Users may have the right to opt out of certain targeted advertising or data sharing practices.
6. User Consent and Preferences
Marketing communications are delivered in accordance with user consent and applicable law. Users may opt out of certain marketing communications at any time by:
- Following unsubscribe instructions included in emails
- Adjusting notification settings within the App or device
- Contacting us directly using the information provided below
Opting out of marketing communications does not affect the delivery of transactional or service-related communications.
7. SMS and Push Notifications
If you consent to receive SMS or push notifications, you acknowledge that message frequency may vary and that standard message and data rates may apply. Consent to receive such communications is not a condition of using the App's core features.
You may withdraw consent to receive SMS or push notifications at any time through device settings or by following opt-out instructions.
8. Compliance with Advertising Laws
The Company endeavors to comply with applicable advertising and marketing laws, including but not limited to:
- Federal Trade Commission (FTC) Act
- Truth in Advertising standards
- CAN-SPAM Act
- Telephone Consumer Protection Act (TCPA)
- Applicable state consumer protection statutes
9. Prohibited Marketing Practices
The Company does not knowingly engage in marketing practices that include:
- False or misleading statements regarding approval, rates, or terms
- Guarantees of loan approval or specific financial outcomes
- Undisclosed fees or material terms
- Coercive or high-pressure sales tactics
10. Monitoring and Enforcement
The Company may review marketing practices and partner content to promote compliance with applicable laws and internal standards. However, the Company does not guarantee the accuracy or compliance of third-party marketing materials.
11. Updates to This Disclosure
We may update this Marketing Practices Disclosure from time to time. Updates will be effective upon posting within the App and reflect changes in legal requirements or business practices.
12. Contact Information
If you have questions regarding this Marketing Practices Disclosure or wish to manage your communication preferences, please contact us:
CCFI Finance LLC
407 S Congress St
Jackson, MS 39201
United States
Phone: +1 (775) 521-8094
Email: support@ccfifinance.com